Well, rogerville closed shop right on the day of my first payout request, it was very disappointing for me. The reason the admin quoted for the closure was the lack of new deposits and I think it is true, because i saw the alexa traffic graph of rogerville and found the graph going southwards terribly.
Other news for today:
I received my payments from oil-investment and truearn yesterday and I have stopped reinvesting in these 2 programs after viewing their traffic trend graph. The traffic trend graph of oil-investment closely resembles Rogerville's traffic graph, as you can see both are going southwards. The traffic graph of oil-investment clearly shows the program's lack of growth, that means the deposits are slowing down rapidly. It seems to me oil-investment will be collapsing soon so I better move on to the next program. Truearn seems to be running good, but still traffic of truearn has reduced a bit in the past week and the graph is going down trend, I may take a risk going in for another cycle in tuearn, but I'm not sure because I found some naysayers in TG forum trying to bring truearn down, remember naysayers are a major red flag they will slow down new deposits that are coming into the program. So, i guess I should stay away from truearn too.
I joined a new High ROI short term program called Spaceinvest yesterday, it has very short term plans ranging from 1 calender day onwards and the profits are high. This program also has instant withdrawals, I have decided to hit and run this program for 2 cycles. That's all for today. Don't forget to check out my Monitoring page for new programs.
Hello to all my readers. Today I am reviewing a payment processor called Routepay. Routepay has been online and open to public since January 2009. It is a payment processor designed for online investors, forex traders, online buyers, sellers. Routepay is nothing but an advanced payment processor and money transfer service. In fact it is more advanced than LibertyReserve, PerfectMoney, StrictPay, SolidTrustPay, EcuMoney etc I say this because Routepay has some unique and amazing features that the other payment processors lack and could only be hoped for in a few years time. I am going to tell you about some of these features as you read on.
Sending and receiving payments:
There are 2 account types in Routepay, Business account and Personal account. Both types of accounts can be opened at free of cost. The personal account has all the features that the business account has but it has a send and receive limit of $5000 per month, whereas the Business account does not have this limitation. You can send money to other Routepay accounts instantly like how you do in Libertyreserve. There is a history page where you can view a detailed history of all your account transactions, you could also filter the history using the Date options or you can also search out a specific payment that you sent some one. In Routepay payments once done cannot be reversed. There is a fee for receiving payments, a fee of 1% will be charged with the minimum fee being $0.01 and the maximum fee being $2.50 which is lesser than LR's maximum fee of $2.99. Merchants can use Routepay without any fee being charged to receive payments for 1 year as a promotional offer.
There is also an option for mass payment in your Routepay account center, you can make multiple payments simultaneously, this is very useful when you need to make payments to a lot of people in the same day, you can pay them all at once from your Routepay account itself. This is a unique feature that Routepay alone has.
Funding account:
You can fund your Routepay account using Libertyreserve, Perfectmoney, Bankwire, Ukash or through a Routepay agent and for funding your Routepay account a small processing fee of 3 - 6% will be charged depending on the payment option you use.
Withdraw money:
Now remember I told you Routepay is better than Libertyreserve, now here is the reason why i said so. In Routepay there is an option to withdraw the money from your Routepay account, you can withdraw your Routepay account balance to Libertyreserve, Perfectmoney, Bankwire, Ukash or through a local Routepay agent. However, for withdrawing via Ukash, Bankwire you will have to verify you routepay account providing id and address proof. Unverified members can withdraw via Libertyreserve and Perfectmoney only.
I personally tested the withdrawal feature of Routepay, I had a Routepay account balance of $121 and I withdrew that to my Libertyreserve account and to my surprise the withdrawal was processed in 2 minutes. The processing fee was 3% and i received $118 in my LR account. Below is a proof of my withdrawal from Routepay to Libertyreserve.
My Routepay transaction history: (click here to view)
Merchant tools:
Routepay offers advanced tools for Merchants that is Merchant SCI and Merchant API just like Libertyreserve. But, unlike Libertyreserve, Routepay directly offers the program code for the Merchant tools so you don't need a programmer to integrate the tools to your site, just copy paste the code to your website and your tools are all set. Routepay is user friendly in all aspects.
Referral program:
There is a referral program for all Routepay users to make money from. For each payment your downlines make, you will receive 25% of the fee that was charged for the payment. You will receive this bonus as long as the referral program is active.
Account verification:
Account verification is not compulsory, but account verification offers Routepay users to withdraw via Bankwire, Debitcard, Ukash in addition to Libertyreserve and Perfectmoney. As i said previously unverified members can only withdraw via Libertyreserve and Perfectmoney. Every Routepay account has a limit of 10,000 USD/EURO sending and withdrawal limit, this limit will be removed for verified users.
Routepay debit card:
You can apply for a Routepay International Debit card (Master card) and you need to provide photo ID and address proof for this. Debit card issuing + shipping fee is $40 in total. You can fund your Routepay debit card using Libertyreserve, Perfectmoney, Bankwire, Ukash or Routepay account balance. Funding is completed within 24 hours and attracts a $4.95 + 3% fee.
Security:
The website is SSL encrypted and DDOS protected. When you signup you have setup a login challenge question and that question will be asked every time you login, you can access your account only if you answer the question correctly. There is a transaction pin you need to setup up and the transaction pin is necessary for sending payments, a virtual keyboard is provided to input the transaction pin to prevent keylogger virus from tracking your pin. There are more advanced security options which you can enable in your account, this includes IP and browser change detection, that is whenever you account is accessed from a different IP or browser a verification pin will be sent your account's email, you have to provide this verification PIN in order to access your account. Overall Routepay has advanced security features to protect your account.
Routepay agents:
Routepay agents are present worldwide, their main function is to process deposits and withdrawals. As i said previously you can fund or withdraw money from your Routepay account through Routepay agents. Routepay agent is person who is operating in a particular country and who is affiliated with the Routepay network. People can fund their Routepay account by paying money to their local Routepay agent in their country or they can withdraw money from their Routepay account and collect the money from their local Routepay agent. Anyone can become a Routepay agent by providing Routepay all their personal details that are requested in the "Become an Agent" page. Routepay agents will earn a commission for each funding or withdrawal they process.
RoutePay is developed by a team of 6 Microsoft Certified Software Engineers. The RoutePay Agent Network is a feature unique only to RoutePay and it brings RoutePay to you everywhere you go worldwide online or offline. The RoutePay Agent Network makes RoutePay function as a normal but more advanced payment processor such as Liberty Reserve, perfect Money,etc and an advanced form of Money Transfer service such as Money Gram and Western Union.
I see RoutePay as the future of payment processor. I can openly predict now that we will begin to see payment processors add an Agent network to their system in the next few years. With observation, it becomes obvious that RoutePay also has one of the most advanced Merchant Directory in the industry. The merchant directory is a free service provided by RoutePay for its merchants. As a highly indexed and most often accessed part of the RoutePay network, this is a place every Merchant would want to list their business for free and be exposed to thousands of of visitors daily.
I must not forget to mention that RoutePay also allows the use of exchangers. Listed exchangers can be found on the Merchant Directory by clicking on Exchangers. All RoutePay verified Merchants, be it an Exchanger or a software company, are automatically issued with a SEAL that they could copy and display on their website.
Routepay is an advanced version of Libertyreserve payment processor. It has many unique, advanced and useful features which none of the other payment processors have. So, why not make optimum use of the advanced technology your provided with, I am sure you will be as satisfied as I am after using Routepay. Routepay, even though having all advanced features is lacking in popularity, it is just that people are not aware that such an amazing payment processor exists. So my humble suggestion to the Routepay team would be that they should advertise in major forums, blogs and other online money making related sites, they should have a promoter team who would promote Routepay in the major business forums. Doing this will surely attract the attention of online investors, money makers, HYIP admins. I wish Routepay team all the success in the coming years after all they deserve to succeed.
Redorchidinvest has been underdog in the world of HYIP so far. It is a silent performer. This program has been open to public since Sep 2009 and been paying for approximately 8 months at present. The website is not so attractive but you cannot judge the lifetime of a HYIP by just the website. We have seen HYIPs with a very fancy website that have scammed very quickly. The admin of this program has added very few monitors including my blog. Redorchidinvest clearly proves that a HYIP with a not so fancy website & with less number of monitor promoters, can continue paying for a long time.
There are wide range of investment plans for you to choose from. My favorite plans are 10% daily for 11 days, 1.2% for 83 days. You do the math and find out which plan suits you the most. The minimum deposit is $10 and it varies depending upon the plans. Now regarding payments, the payments are processed within 24 hours manually. The admin personally checks and processes each and every payout request individually, i don't know why he is not using an API(automatic payment interface). Processing each payout individually is a hectic job and I appreciate the admin for his dedication in processing the payout requests on time. I suggest that the admin should use an API(automatic payment interface) that would help him to make mass payments, this will reduce the work pressure. He also answers support tickets promptly. I really appreciate the dedication of the admin in the way he has managed the program so far and hope he keeps it up.
Now regarding the website script used, I have not seen this script anywhere before, I can say it is not a GC script for sure, so i think it is custom script. Now about the website design, who cares about the website design, as i have told before HYIPs with a very fancy website could scam soon and HYIPs with a not so fancy website can continue paying. So as long as the program pays me i don't worry about website design, DDOS protection, SSL etc. But still for your information, the website of Redorchidinvest is DDOS protected by BlackLotus and SSL encrypted by Godaddy. The admin also runs HYIP rating website called http://profit4you.biz/ which i found after doing reverse IP check.
I have become a fan of Redorchidinvest and it's admin lately and that's why i decided to review about it. I hope Redorchidinvest lasts for more than a year and I conclude this review by wishing the admin of this program best of luck. Read the short summary given below for a quick overview of this program's features.
Short summary:
Plans: 10% daily for 11 days, 1.2% for 83 days & more variable plans.
Payment processors: LR, PM.
DDOS protected: yes.
Dedicated server: yes.
Script used: Custom.
Design: Custom design.
HNO rating: 7/10
Please check for the status of this program in the monitoring page before investing.
Today has been a bit disappointing because of the pending payments in Fruitinvest and people not being able to login to their accounts. Fruitinvest will be closed soon. The top three programs in my monitoring page are continuing to pay as usual, no problems at all.
I have added a new short term program called Truearn to my monitoring page. I have decided to quit investing in long term programs that lock my money in for a long time, so i am opting in for short term programs that lock my principal deposit for a short term, so that when i notice a red flag about the program like a bad feedback, selective payments i will take out my money and stop reinvesting. This is a very bad time for us HYIP investors, so my strong recommendation to you would be that you hit and run several short term programs. Just make 1 or 2 cycles in each short term program and i guess you will be in profit. That's all for now, don't forget to comeback tomorrow.
Today another promising program betexpekt has collapsed. It had all the features of a big program, with DDOS protection from draganoro, comodo seal, instant payments, custom script, but still it scammed within 1 month. I think we cannot judge a HYIP by all these factors like DDOS protection, SSL, comodo seal etc these days even a HYIP with a cheap website has been paying for a long time than the fancy ones with heavy loaded features. The only way to judge a HYIP is by it's popularity in the forums, read the forum threads, read the feedbacks of other HYIP investors, find out how many investers (not monitors) are posting payment proofs, guess how much would be the cashflow of this program, do all these before investing, don't just look for the DDOS protection, SSL, comodo seal, custom design etc. In my coming reviews i am goono review programs from a different angle.
My best advice to you would be to invest in programs that don't lock your principal for a long period. Invest in programs that lock your principal for a very short period. Hit and run several short term high roi programs and you will eventually be making more profit than by investing in long term programs. I am going to join a fresh bunch of short term high roi programs this week and i am going to blog about them so keep in touch.
Hello to all my readers! I am reviewing a low roi long term program called Topfinancial today. Perhaps this is the only HYIP gaint that is currently alive after all other giants have collapsed. Topfinancial has been open to the public investments since September 2009, that means they have been paying for 9 months at present. Another interesting fact about Top financial is that their domain has been registered in the year 1996, well in my view the the admins of topfinancial must have purchased the domain from someone else(who is the real owner) in some domain auction, just to claim that they are online since 1996, it's a sort of publicity you see, which is the desperate need of every HYIP.
As all HYIPs are ponzis they need publicity to survive, so HYIP admins have to advertise their program in top websites and HYIP forums which you see that the admin of topfinancial.com has done quite well, you may notice topfinancial's static banners in almost all top HYIP forums. Topfinancial resembles Geniusfunds in terms of the advertising patterns, did you notice that topfinancial banners closely resemble the banners of geniusfunds? There is a strong possibility that this program is run by the same team who ran geniusfunds.
Investment plans:
Level 1: 1.1% daily for 210 business days
Min: $10
Level 2: 1.8% daily for 210 business days
Min: $1000
Level 3: 2.1% daily for 210 business days
Min: $10000
Principal returned after 210 business days for all plans.
Now let me tell you about the plans. The plans all are long term, they lock your principle in for long period of 210 business days, that approximately 10 months. Most of you will be investing the the first plan(Level 1), if you invest in the first plan you will be getting a total return of 331% after 10 months. You can withdraw your interests on daily basis, which means you will be getting back your seed money in 4 months. So you get back your principal deposit in 4 months and after that pure profit, which will get you a total ROI of 331% in 10 months. So you triple your money in 10 months if you invest in first plan. If you invest in the second plan(Level 2) you will be getting a total ROI of 478% after 10 months, with your seed money coming back to you in 3 months. If you invest in the third plan(Level 3) you will get a total ROI of 541% after 10 months, with you getting your seed money back in just 50 days! The payment processors accepted are Libertyreserve and Perfectmoney.
The website which has a custom robust design is totaly secure, hosted in dedicated servers with SSL. It also has a costly Comodo seal. But i tell you the comodo seal has nothing to do with the program's paying status, i have seen programs with a fancy website with comodo seal running away with investor's money. The comodo seal, custom design, SSL, dedicated servers convey you one fact, that is the admin running the program is a professional guy who has years of experience in the HYIP world and that he is not a teenage kid messing around with a computer with Internet in his home.
Topfinancial is definitely for those people who are looking for a stable a long term program, but if you have to gain something you lose something, so you get stability/safety but the profit is moderate. It has the potential to become successor of geniusfunds and it also resembles geniusfunds in a lot in many factors. I have made a deposit in the first plan and so far all is going good. The withdrawals are also processed very quickly, the website had no down times so far. I hope this one follows the path of geniusfunds and runs for a long time because topfinancial has the potential to do so. In my opinion it is a good choice to invest in topfinancial, after all it is the only HYIP giant that we all know which has the popularity to survive.
Short summary:
Plans: 1.1 - 2.1% daily for 210 business days, Principal returned.
DDOS protected: yes.
Dedicated server: yes.
Script used: GC script with a lot of custom modifications.
Design: Custom design.
Payment processors: LR, PM.
Bottom line: low roi long term stable program.
HNO rating: 9/10
Please check for the status of this program in the monitoring page before investing.
Hello to all my readers. With all the long term programs collapsing very rapidly one after the other, it is better to choose short term programs that don't lock your principal deposit for a long period. I this blog post i am reviewing a new short term program named Rogerville. This program is run by Roger Miller, who is a well known name in the HYIP business. If you don't know him, here is a small intro, Roger Miller has run many HYIPs(Investimates, Investomato) in the past, some of which were a huge success but some were not. Now he is back again with a fresh program called Rogerville. Rogerville resembles Roger's previous programs in terms of the website design and the investment plans.
Investment plan:
There is only one investment plan which is very simple 144% after 12 days. The minimum to invest is $5 and the maximum is $1000. Suppose you invest $100, you will be paid $144 after 12 days. Payouts are processed within 24 hours. There are only 2 payment processors that are accepted, which are Libertyreserve and Perfectmoney.
The reason behind the admin using just 1 plan and accepting 2 payment processors, is to make the entire system simplified without complications and reduce the quantity of his work. I support this idea because payment processors like Alertpay block accounts suddenly which may lead to serious problems later on ultimately causing the program to collapse.
The website is hosted by Koddos. The script is a licensed Goldcoders script with design being done by Doris. The website has an overall funny look, by the website design the admin conveys that "Don't take this program so serious, it is just a game", and yes it is just a game, so you take caution in investing big amounts, i suggest you invest less. The admin is fast in replying to emails and is also available in live chat on the homepage.
The final most important thing which you should analyze is the cash flow and popularity of the program. Roger Miller has a special recognition in the HYIP forums and most people seem to like his programs, he has some kind of a special hype. There are several people promoting this program including the staff of moneymakergroup forum. I can say that Rogerville is slowing gaining the popularity needed to last for a considerable time. Regarding the cash flow, i think it is quite low at the moment as the program is just a few days old, but i predict this one will be having considerable cash flow in the coming days with all the pimping going on in the forums. I suggest you invest what you can afford to lose, if you win you win huge or it may be the other way around, it is all just a gamble.
Short summary:
Plans: 144% after 12 days.
DDOS protected: yes, by Koddos.
Dedicated server: yes
Script used: Goldcoders script
Design: Custom design by Doris.
Payment processors: LR, PM.
Bottom line: High ROI short term program.
HNO rating: 6/10
Hello to all my readers. In this blog post i am reviewing a program called betexpekt. The name is pretty strange, i don't know the reason behind why the admin choose such an awkward domain name that is hard to remember. Well leaving that apart, all other features of the program are up to good standards.
They claim to make profit from sports betting, which you should not believe because the truth is, they are just a ponzi like all other HYIPs. This program is exactly 1 month old at present(May 16Th, 2010) and is having better cash flow than other HYIPs that are around now, which i found after seeing the payment proofs in the forums.
Betexpekt was hosted initially by Dragonara but now they have shifted to Koddos. The admin has not changed the Dragonara logo on the site even though they are now hosted by Koddos, which I think is a gimmick played by the admin to keep up the popularity. The website has a Comodo seal which verifies that the all transactions are SSL secure. The design is a custom design, the design would have cost the admin about a $1000. The admin has added a huge number of monitors including Goldpoll and MNO blog, which would have cost him around $3-5k. The admin must be a professional guy with experience in running HYIPs. But this can't assure that Betexpekt will survive for a long time, so how can we predict that the program is going to last for a long time. The only way that you can predict is by judging the cash flow and the popularity of the HYIP.
The cashflow of Betexpekt is better when compared with other new programs and it also has a good popularity in the forums. Features that boost up the popularity of Betexpekt are, it has instant withdrawals and it also pays interest 7 days a week. The unique selling points of Betexpekt are DDOS protection,Comodo seal + instant withdrawals + it pays interest 7 days a week (8.4% per week), which makes Betexpekt stand uniquely out of the crowd.
Investment plans:
Most investors will be investing in the first daily plan, that gets you 1.2% daily for 120 calender days. So if you invest in first plan you will get 144% after 120 days plus your principle deposit, which is a total of 244% return with 144% pure profit after 120 calender days. Suppose you invest $100 in first plan you will get $244 after 120 calender days with $144 of pure profit. You will get back your seed money after 83 calender days which is about 2 1/2 months. There is also a weekly plan that gets you 9.5% weekly, but i don't like weekly plans because you can't withdraw daily, so i did not review the weekly plan, hope you don't mind.
As all the HYIP giants have collapsed in the past few days, i was in search of a new good program to invest and the Betexpekt matched the criteria based on which i was searching for, so i made a small deposit. Considering that fact that this is not a very good time for HYIPs and HYIP investors i would suggest that you invest small amounts to be on the safer side. Good luck with your investment.
Short summary:
Plans: 1.2% daily for 120 calender days (i.e) 244% return after 120 days.
DDOS protected: yes, by Koddos.
Dedicated server: yes
Script used: Goldcoders script
Design: Custom design
Payment processors: LR, PM, AP, STP, SP, GDP
Bottom line: medium ROI long term program.
HNO rating: 7/10
Please check for the status of this program in the monitoring page before investing.
Euronanoinvest looked promising with high loaded features and it also had instant withdrawals until yesterday, but today i login to request my withdrawal only to find that instant withdrawals have been disabled and my payment is pending awaiting manual payment.
I don't know the reason behind why they disabled the instant withdrawals and the admin did not bother to tell us about it. I read the forums and found that payments have been pending for more than 17 hours! But, this program is very new, just 2-3 months old, the ponzi could not crash at this early stage unless the admin decides to run away with the money. Euronano has very good cash flow, with proper management from the admin it could have ran for more than a year, but closing the program at this stage just tells me that the admin's intention is just to scam. Damn these scammers. This year has been very bad for us HYIP investors with all the giants collapsing. Well, I am in search of a new program to invest, hope this time i win with my investment.
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