Hello to all my readers! I am reviewing a low roi long term program called Topfinancial today. Perhaps this is the only HYIP gaint that is currently alive after all other giants have collapsed. Topfinancial has been open to the public investments since September 2009, that means they have been paying for 9 months at present. Another interesting fact about Top financial is that their domain has been registered in the year 1996, well in my view the the admins of topfinancial must have purchased the domain from someone else(who is the real owner) in some domain auction, just to claim that they are online since 1996, it's a sort of publicity you see, which is the desperate need of every HYIP.
As all HYIPs are ponzis they need publicity to survive, so HYIP admins have to advertise their program in top websites and HYIP forums which you see that the admin of topfinancial.com has done quite well, you may notice topfinancial's static banners in almost all top HYIP forums. Topfinancial resembles Geniusfunds in terms of the advertising patterns, did you notice that topfinancial banners closely resemble the banners of geniusfunds? There is a strong possibility that this program is run by the same team who ran geniusfunds.
Investment plans:
Level 1: 1.1% daily for 210 business days
Min: $10
Level 2: 1.8% daily for 210 business days
Min: $1000
Level 3: 2.1% daily for 210 business days
Min: $10000
Principal returned after 210 business days for all plans.
Now let me tell you about the plans. The plans all are long term, they lock your principle in for long period of 210 business days, that approximately 10 months. Most of you will be investing the the first plan(Level 1), if you invest in the first plan you will be getting a total return of 331% after 10 months. You can withdraw your interests on daily basis, which means you will be getting back your seed money in 4 months. So you get back your principal deposit in 4 months and after that pure profit, which will get you a total ROI of 331% in 10 months. So you triple your money in 10 months if you invest in first plan. If you invest in the second plan(Level 2) you will be getting a total ROI of 478% after 10 months, with your seed money coming back to you in 3 months. If you invest in the third plan(Level 3) you will get a total ROI of 541% after 10 months, with you getting your seed money back in just 50 days! The payment processors accepted are Libertyreserve and Perfectmoney.
The website which has a custom robust design is totaly secure, hosted in dedicated servers with SSL. It also has a costly Comodo seal. But i tell you the comodo seal has nothing to do with the program's paying status, i have seen programs with a fancy website with comodo seal running away with investor's money. The comodo seal, custom design, SSL, dedicated servers convey you one fact, that is the admin running the program is a professional guy who has years of experience in the HYIP world and that he is not a teenage kid messing around with a computer with Internet in his home.
Topfinancial is definitely for those people who are looking for a stable a long term program, but if you have to gain something you lose something, so you get stability/safety but the profit is moderate. It has the potential to become successor of geniusfunds and it also resembles geniusfunds in a lot in many factors. I have made a deposit in the first plan and so far all is going good. The withdrawals are also processed very quickly, the website had no down times so far. I hope this one follows the path of geniusfunds and runs for a long time because topfinancial has the potential to do so. In my opinion it is a good choice to invest in topfinancial, after all it is the only HYIP giant that we all know which has the popularity to survive.
Short summary:
Plans: 1.1 - 2.1% daily for 210 business days, Principal returned.
DDOS protected: yes.
Dedicated server: yes.
Script used: GC script with a lot of custom modifications.
Design: Custom design.
Payment processors: LR, PM.
Bottom line: low roi long term stable program.
HNO rating: 9/10
Please check for the status of this program in the monitoring page before investing.
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