HYIP URL- http://www.richy-invest.com

Introduction-

The admin of Richy-invest is Richard O'Neill. If you are acitve in the HYIP arena for the past 4 years you must have surely known of Richard O'Neill, if you don't know about him well here is a small intro. Richard O'Neill is an online poker player. He earns profit for the investors by playing poker with the money of the investors. Richard O'Neill has experience in running HYIPs in the past, he has run many famous HYIPs and his previous HYIP project was "investment96". At present Richard O'Neill the admin of richy-invest has evolved as an experienced HYIP admin and also as an experienced player in online poker.

The basement of richy-invest is online poker, you all know poker is a kind of gambling which brings you variable return on investment, richy-invest is also going to do the same for your money, you will be earning variable profits per day like 2%, 20% or even 50% it all depends on the particular days win. But what happens if the admin looses money in a particular day's, will all your money be gone??, no not exactly. The admin of richy-invest wont take all the investment capital directly to the poker table. For example the total investment capital is 1000$, the admin of richy-invest will take only 10% of the total investment capital to the poker table each and everyday. If he wins you get a profit, if he looses in a particular day then you loose only 10% of your principal deposit. But it is rare to see him loosing.

Investment plans:
There is no particular investment plan in richy-invest but you can choose which hedging band you want to invest in, if you choose 5% hedging band, then only 5% of your principal deposit will be taken to the poker table each day. At present there are 3 hedging bands, 5%,10% and 20%, the higher hedging band you invest in the higher profit you earn per day.

Deposits and Withdrawals:
The minimum deposit is 1$ and maximum deposit is 50,000$, but if you are depositing via Western union or bankwire the minimum investment is 100 pounds. At richy-invest you can withdraw your principal and profit anytime you want. This is the best feature I like about this HYIP. Deposits and withdrawal requests are processed within 24 hours.

Promotional offer: The admin of richy-invest is giving away free 1$ investments to all people who simply signup an account at richy-invest . Click the "Get your free investment!" tab in the richy-invest website and claim your free 1$ investment.

( don't miss it, so do it now: http://www.richy-invest.com)

Payment processors-
Liberty reserve, Pefectmoney, Alertpay, Western Union and Bankwire. For WU and Bankwire the minimum amount to deposit is 100 pounds.

Referral program:
You will receive 5% of all your referral's investments. But, the disadvantage here is you cannot track your referrals and also you cannot find out how many referrals you have. Only the admin knows the referral stats of each member and seems to pay the referral commissions honestly so far.

Website design and protection:
I was initailly not impressed by the website design but after using it for a few days i felt that the website is very user friendly. The design is very simple but serves the purpose efficiently, you just have to take a close look at the website and you will get the hang of it. In other HYIPs you login to a members profile to view your invetment stats, but in richy-invest there are no such things as member profiles. All the member's investment stats are shown in this page of their website. http://www.richy-invest.com/profiles1.htm

The admin of richy-invest had told me that he will be switching from the current manual script to a fancy website script(with member profiles and portfolio like management) in the coming months. Now about the security of the website. Richy-invest website is not DDOS protected and not hosted on SSL encrypted servers, so there is a chance of the site being hacked. But, richy-invest is very new so it takes some time to do all the developments in the website, you have to wait and see.

Support team-
There is no support team exactly, the admin himself manages to do everything from playing poker to earn profit for the investments, processing payment requests, managing the website updates and also answering support emails like an one man army. If you send an query email you will get a reply within 24 hours. So the support is good.

Conclusion-
The best thing about richy-invest is you get variable profits per day like 2%, 10% etc. The next best thing is you can withdraw your profits and principal anytime you want. The support is also good, but the website design and security are a letdown. But as the minimum investment is low you can make a test spend and see how it works. Everything is working fine for me so far and I'm looking forward for my first payout. I can conclude by saying the same cliched phrase "Invest what you can afford to loose", after all, all HYIPs are designed to be Scams, it's all a matter of luck whether you make profit out of it or not. Good luck :)

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Today I got a newsletter from Steady growth invest. I have not invested any money at SGI as I know it is a short term HYIP. I always prefer long term ones, so I just registered an account but, did not invest.

Below is the newsletter I got today-

Secondly, we would like to announce that two more languages will be available at SGI - German and Russian. This includes a completely localized user interface and shortly after adding this feature - member support in these languages. So you will be able to choose between three languages to communicate with us - English, German and Russian. We truly hope this would make SGI more user friendly to our foreign investors. Additional languages are not planned yet, but might be added if there is demand.

Last, but not least, our investments develop very well and we are prepared for our steady growth.

Sincerely,

SGI administration

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Hello guys. Some good HYIPs turned SCAM last week and they are Majorbarter, Forex experts, heaveninvestment, Pana stocks, Victory-path and many more which we don't even know LOL. These days there are millions and millions of HYIP websites out there, only a few sustain and become popular.

Now it's time to tell you the top 10 HYIPs at present.

Top 10 list-

• Geniusfunds
• Nanomoneycorp
• Panamoney
• Forex Ltd
• Novalex finance
• GoldennuggetInvest
• Asian invest group
• Verifield
• Xaga enterprise
• Investment forge

This week the admins of Verifield were caught using multiple accounts in the forum Moneymakergroup. MMG forum has banned verifield's admins as well as declared verifield as a SCAM.

I am a moderator in globalearntalk forum, in that forum last month we found a person using 12 usernames to post payment proofs in the Verifield thread, obviously a paid poster from the verifield team. But we did not ban that guy or take the matter to public as we know that many HYIP admins use multiple accounts and paid posters to post good comments and payment proofs in discussion forums just to promote their HYIP. This tactic is used by HYIP admins in the beginning stages of the HYIPs just to make it popular at a faster rate once the HYIP is popular and has got many investors they stop using the multiple accounts and paid posters.

I also found out another thing in Globalearntalk forum. As I have mentioned above the person who was using 12 usernames to post payment proofs in verifield thread was also posting payment proofs in Novalexfinance thread. I saw the post history of all the 12 usernames an i found that all 12 usernames have posted payment proofs only in verifield and novalexfinance threads. The IP address from which these 12 usernames were posting were also the same. So in my view Novalexfinance.com and verifield.com are run by the same Administration.

URL- http:://nanomoneycorp.com

Introduction:

Nanomoneycorp is the oldest HYIP that is currently online and paying for 3 years. They are the best in terms of quality, profit and have maintained their reputation as a solid program for the past 3 years. I think no HYIP will be able to reach the level of reputation that nanomeycorp has. They have proved to be a real investment company. They trade stocks, security gadgets and also research in nanotechnology.

Investment plans:

1. The Pool

Investment from $20.00 up to $1000.

Daily profit 1.20% (30% monthly!) Not compound.

You may withdraw your profit any time but not less than $1.

Program working period is 30 working days. The profit is calculated on working days.

Your initial investment would be returned after the end of the program.

2. The Venture

Investment from $1000.01 up to $5000.

Daily profit 1.50% (40% monthly!). Not compound.

You may withdraw your profit any time but not less then $30.

Program working period is 50 working days. The profit is calculated on working days.

Your initial investment would be returned after the end of the program.

3. The Fund

Investment from $5000.01 up to $100000 (optional bank wire upon additional request)

Daily profit 1.80%. (47% monthly!)

You may withdraw your profit any time but not less then $100 of your income.

Program working period is 100 working days. The profit is calculated on working days.

Your initial investment would be returned after the end of the program.

The investment plans are quite rational. Most investors will prefer the pool program as the minimum spend is low and also the investment period is short(30 working days). The pool program will earn you a profit of 30% per month which is quite sustainable. Profit will be earned only on working days. The principal deposit will be returned after the plan expires. After the plan expires you can either withdraw the principal deposit or you can continue in the same plan without withdrawing. Compounding is not available but that's not a big drawback.

Deposits and Withdrawals:

If you make a deposit using LR or PM it wont appear instantly in your nanomoney account. The payment operator will verify your payment manually and then add the deposit to your nanomoney account within few hours, it wont take more than 24 hours for this procedure to take place. Once your deposit is added you will be earning daily profit.You can withdraw your profit anytime you want but not less than 1$. All payment requests are processed within 24 hours not more than that. Quite impressive if you ask me.

Referral program:

You will be getting 7% of your referral's first deposit. Re investments of your referrals are not considered for referral commission, only the first deposit of each referral is counted for the referral program

Website design and protection:

The website design is impressive and customly built. The is site is protected from DDOS attacks by BlockDDOS.net, which in my knowledge is the best in providing DDOS protection. There is no chance of the site being attacked by hackers. Nanomoneycorp company is also verified by "Comodo", so that means that nanomoneycorp is a real investment company which is operating from a real address and office. Nanomoneycorp.com is one of the most secure websites and hackers wont stand a chance against it.

Payment processors:

Nanomoneycorp accepts Liberty reserve, Perfectmoney and bankwire. However bankwire is allowed only if you are depositing really huge amounts more than 5k.

Support team:

The Live support team is active for 8 hours a day max. Investors can chat with them if they are online, if the support team is offline you can leave them an offline message for which you will be replied through email within 24 hours. The support team is very good and active if you ask me.

Conclusion:

Nanomoneycorp is a world record HYIP that has a paying history of 3 years, amazing for a HYIP. This shows that nanomoneycorp is run by very professional and experienced people who might as well be running a real investment company. I am really very impressed with nanomneycorp and would say that it is the number one in the HYIP arena.

EVOwallet payment processor or ecurrency is gone for good. I think the major reason behind the downfall of EVOwallet was the rumour that spread like fire throughout the Internet. The rumour was, EVOwallet was considered to be run by the same team who ran the SCAM ecurreny called Altergold. Altergold was a very famous ecurrency in the past years and it suddenly went offline in mid 2008 and SCAMMED millions of people who were using it. The rumour that EVOwallet was from the same team who ran Altergold spread in the nuke and corner of all the forums and because of this EVOwallet ecurrency had a bad reputation and perception from the moment it was launched. The EVOwallet administration did all possible things to make the ecurrency popular, EVOwallet sponsored almost all the paid to post forums and it advertised in all famous forums but despite that it did to make a mark, all because of the rumour. 95% of the HYIP and autosurfs did not accept EVOwallet as a payment processor, this was also another reason for the down fall of EVOwallet. I don't know whether the rumours are true or not, they might be true, but there is nobody who can provide solid proof to back up the rumour. So the rumour is still a rumour and not a fact. See how things could go in the Internet, a small rumour spread like forest fire and lead to the fall of an ecurrency. I think even in real life you can live without reputation but online reputation plays a pivotal role if you want to be sucessful in the online business.

Onis group is online for about 2 months. Recently it suffered a DDOS attack which was fixed. Now Onisgroup is hosted on a secure and SSL encrypted server provided by "Alpha SSL".

Investment plans:
The investment plans are similar to the plans offered by long term HYIPs(eg geniusfunds, nanomoney etc). Compounding is also available as per wish. The daily interest % fluctuates between a maximum and minimum limit, but you will be getting a guaranteed 1% daily interest. The pricipal deposit will be returned after the end of the investment term. By looking at the investment plans I can say that Onisgroup will be staying for a long time.

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Payment procesors:

Liberty Reserve, Perfect Money, Pecunix, VMoney, Strict Pay, Alert Pay, ECU Money

Onis group accepts a wide range of payment processors, thats a good sign. I am surprised to see even alertpay being accepted, so even if onis group scams one day the investors who had invested through alertpay can get a refund from Alertpay's management. The am really impressed by the wide portfolio of payment processors that Onisgroup accepts.

Support team:

The suppot team of Onisgroup is also active and reply to query emails of members within 24 hours. All signs of a good HYIP.

The website design:

The website is design is very simple, but a little unique. You can see an Income estimator widget in almost every page of Onisgroup website, thats a bit annoying. You can also see a "Support widget" after you login to your onisgroup account. You can use this "Support widget" to send emails easily and quickly to the support team from your Onisgroup account profile. But if you ask me I am not impressed with the website design.

Website security:

Onis group is not exclusively DDOS protected. But it is hosted on a secure and SSL encrypted server provided by Alpha SSL. "Alpha SSL" also provide a considerable level of DDOS protection.

A summary of Onisgroup's characteristics:

• simple website design, not impressive
• SSL encrypted secure servers, a considerable level of DDOS protection.
• Sustainable plans, similar to the plans offered by long term HYIPs
• Good support team
• Wide range of payment processors
• Paying and online for 2 months.

Conclusion:

Onisgroup is a Long term HYIP that will last for atleast 4 months more from now. It has been online and paying for 2 months and all the investors of Onisgroup are happy so far. I would say that Onisgroup is safe for investments for months to come, so you can go ahead and invest with onisgroup.

HYIP name: Verifield (http://verifield.com)

First let me tell you about the plans. All the plans offer interest rates that are reasonable. The investment period is also very short when compared to other stable HYIPs where you have to wait for 100 days or more to get your principal back. The investment period ranges from 3 to 60 days depending on the plan you invest in.

Here are the investment plans-

103% after 3 days

108.4% after 7 days (+ days as per wish)

139% after 30 days (+ days as per wish)

196% after 60 days (+ days as per wish)

208% after 60 days (+ days as per wish)

And the best part is, if you invest in all other plans except the first one, you have the option to extend the investment period as per your wish. For example, you invest in the second plan "108.4% after 7 days.", then after 7 days you can withdraw the principal and the profit instantly, but if you wish to continue the plan you have to just leave the money in that plan without withdrawing and you will see the profit coming everday and you can then withdraw the money whenever you want after that. On weekends you won't earn any profit, that is the only drawback of verifield. All the withdrawals are processed instantly to your Liberty reserve or Perfectmoney accounts. Verifield accepts Liberty reserve, Perfect money and also Bankwire. But for bankwire the minimum amount is 1000$. The support team is also very active and I always got a reply from them within 24 hours. Now about the security of the website. Verifield is hosted by a secure server that is also DDOS proteced by Dragonara. The website design is also very impressive and customly built.

Verifield has all the characteristics of a long tern stable HYIP. It has an Impressive website design, reasonable plans, short investment periods, good support team, Instant withdrawals, DDOS protected and hosted on a secure server. I think investors can't ask for more from a HYIP, Verifield is the best at present. I think you will surely enjoy investing with this HYIP.

HYIP can be expanded as "High yielding investment program". You all know that banks offer you investment plans. But most banks offer very low interest of 3% per year. But HYIPs are online investment programs that offer you an incredibly high interest of 30% per month! But you cannot use hard cash to invest with HYIPs, you will need e-currency(electronic currency) to invest in online HYIPs. Some of the famous e-currency today are Liberty reserve, Perfectmoney, E-gold etc. You can buy e-currencies using exchangers that sell you these e-currencies for hard cash. There are many exchanger agents spread throughout every part of the world. You can easily find exchangers through google search or you can find them at discussion forums like "Talkgold.com". Once you have bought your e-currency from these exchangers, you can invest the e-currency in HYIPs and earn an incredibly high profit per day.

But 99% of the HYIPs are scams. You have look for the best one. To find the best HYIPs you have visit forums like talkgold.com and also you have to keep in touch with HYIP monitor websites like "Goldpoll.com" "money-news-online.com" and also you can keep in touch with my blog to know about the best HYIPs.

HYIPs are used by millions of people around the world to earn a part time residual income and some people even make a living out of it. Some people also loose their life by investing with HYIPs. HYIP investment is just like gambling where you invest some money and if you win you get a large Return on investment/huge profit. I personally recommend you to not to invest more than 100$ in any HYIP program. Always invest what you can afford to loose.

>>Long investment term HYIPs

	BestEthanol
	HNO ranking:	1	Program status:	Paying
	Minimum spend:	$10	Accepts:	LR,PM,AP,STP,SP....
	Withdrawal type:	manual	Ref comm:	5%
	DDOS protected:	no	SSL secure:	no
	Monitored since:	15-1-10	Total return:	210%
Plans: 1 - 1.9% daily for 200 business days. Principle not returned READ REVIEW | VIEW PAYMENT PROOF | Support forums: MMG, TG, DTM, GT

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	RedOrchidInvest
	HNO ranking:	2	Program status:	Paying
	Minimum spend:	$10	Accepts:	LibertyReserve.......
	Withdrawal type:	manual	Ref comm:	5%
	DDOS protected:	yes	SSL secure:	yes
	Monitored since:	13-2-10	Total return:	189%
Plans: 10% daily for 11 days, 1.2% for 83 days READ REVIEW | VIEW PAYMENT PROOF | Support forums: MMG, TG, DTM, GT

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	Inno Club
	HNO ranking:	3	Program status:	Not Paying
	Minimum spend:	$3	Accepts:	LR, PM................
	Withdrawal type:	manual	Ref comm:	10%
	DDOS protected:	yes	SSL secure:	yes
	Monitored since:	13-2-2010	Total return:	55%
Plans: 2.5 - 5% daily for 80 calendar days READ REVIEW | VIEW PAYMENT PROOF | Support forums: MMG, TG, DTM, GT

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>>Short investment term HYIPs

>>Recent scams

	Premiumgain
	HNO ranking:	3	Program status:	Not paying
	Minimum spend:	$10	Accepts:	LR,PM.....................
	Withdrawal type:	instant	Ref comm:	5%
	DDOS protected:	yes	SSL secure:	no
	Monitored since:	5-10-10	Total return:	0%
Plans: 106% after 1 day. Instant withdrawals READ REVIEW | VIEW PAYMENT PROOF | Support forums: MMG, TG, DTM, GT

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	Bukinvest
	HNO ranking:	N/A	Program Status:	Not paying
	Minimum spend:	$10	Accepts:	Libertyreserve.......
	DDOS protected:	yes	Withdrawal type:	manual
	SSL secure:	yes	My status:	run
	Monitored since:	6-6-10	Total return:	105%
Plans: 105% after 1 day, 56% daily for 2 days, 113% after 2 days Check: WHOIS | ALEXA | Support Forums: MMG | TG | DTM | GT

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