HYIP can be expanded as "High yielding investment program". You all know that banks offer you investment plans. But most banks offer very low interest of 3% per year. But HYIPs are online investment programs that offer you an incredibly high interest of 30% per month! But you cannot use hard cash to invest with HYIPs, you will need e-currency(electronic currency) to invest in online HYIPs. Some of the famous e-currency today are Liberty reserve, Perfectmoney, E-gold etc. You can buy e-currencies using exchangers that sell you these e-currencies for hard cash. There are many exchanger agents spread throughout every part of the world. You can easily find exchangers through google search or you can find them at discussion forums like "Talkgold.com". Once you have bought your e-currency from these exchangers, you can invest the e-currency in HYIPs and earn an incredibly high profit per day.

But 99% of the HYIPs are scams. You have look for the best one. To find the best HYIPs you have visit forums like talkgold.com and also you have to keep in touch with HYIP monitor websites like "Goldpoll.com" "money-news-online.com" and also you can keep in touch with my blog to know about the best HYIPs.

HYIPs are used by millions of people around the world to earn a part time residual income and some people even make a living out of it. Some people also loose their life by investing with HYIPs. HYIP investment is just like gambling where you invest some money and if you win you get a large Return on investment/huge profit. I personally recommend you to not to invest more than 100$ in any HYIP program. Always invest what you can afford to loose.